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Fees and Insurance Information

Managed Care programs require you to see providers with whom they have contracts.  When you see a network provider for services, you may have no cost at all, or you might pay a predetermined amount per session, based on your particular benefits.  This may be a standard copay in a round dollar amount, or a percentage of the rate approved by your insurance company.  This information is not generally printed on your insurance card, as Behavioral Health services (this is insurance company lingo for counseling or therapy) are separate; you will find a phone number on the back of your insurance card which will give you access to your Behavioral Health benefits.  The local managed care companies with which I have contracts include:
If you are not sure whether I am a provider on your plan, please contact me so we can check directly.  It is not uncommon to get misinformation from insurance companies, so even if you are told that I am not a provider for your plan, it's worth double-checking to be sure.
 
Other Insurance Programs Can Be Used -- My services are covered by out-of-state Blue Cross/Blue Shield plans and any number of other insurance carriers; there are far too many plans to list them all here.  If you have such a plan, it is best to check with me directly to determine whether your coverage can be used with me.  If you are covered by a plan with which I do not have a contract, it will be your responsibility to pay in full at the time of service.  My office will submit all claims (zero paperwork for you) and you will receive reimbursement directly from your insurance company. 
 
Out-of-Network Coverage is often available for reimbursement of my fees, even if I am not a network provider for your insurance.  Your out-of-network benefits will generally result in a lower rate of reimbursement and may involve a deductible, but can still significantly reduce your expenses.  If your insurance company tells you that I am not a network provider (again, double-check with me to be sure), always ask about the availability of out-of-network coverage.
 
Insurance Plans I Do Not Work With include:
Self-Pay Clients have the option of tailoring their services in whatever way they wish, but the fees incurred by most people involve these basics, with all fees being payable at the time of service (cash or check only):
  • $110 for initial evaluation.
  • $90 per follow-up visit, regardless of number attending.
  • Phone counseling outside of regular sessions is $20 per ten-minute increment.
Fees for additional services are available upon request.  Standard session-length is 45-50 minutes, but self-pay clients have the flexibility to negotiate shorter or longer sessions if they prefer.
 
Long-Distance Clients can be accommodated via phone sessions; it is likely to take me one to four sessions to determine whether it is clinically appropriate to proceed with therapy in this manner.  Long-distance work is always on a self-pay basis, as insurance regulations require you to be physically present in my office in order to be eligible for coverage.  Fees are the same as for in-person sessions, and must be paid in advance via money order or cashier's check.
  
Please feel free to call or e-mail me with any questions you may have.